Let’s Do This

I’m such a hypocrite. I haven’t posted on the blog in over a month and it’s mainly been because I’ve been struggling with money. I wrote about that here – how I felt like we were stumbling when it came to saving because of some unexpected expenses with our investment property. But then I just let it gnaw at me for a while.

And while I kept coming up with a few ideas for new blog posts here and there I would have trouble working up the courage to actually post them.

Why?

Because I felt hypocritical giving money advice when I was feeling the squeeze in our day-to-day spending.

And then something hit me.

Not, like, literally. But something hit me and it had to do with a conversation I had with my mom about money. We were out shopping and I was back on my pool kick (since it’s been in the 90’s here the last few weeks) and I was whining all “we don’t have a pool and I want one so bad and blah blah blah I am a whiny turd.”  And my mom turns to me and says “you can afford to put in a pool. You should just do it.”

And then all of a sudden it was like, wait a second, she’s right. The reason I don’t have a pool is not because I can’t “afford” a pool. The reason I don’t have a pool is partially because of my husband’s intense hatred of them and partially because of the fact that I have many more important financial goals than putting in a pool.

Those financial goals have not suffered despite me feeling like we were pinched for cash the last few months.

Why not? Because I prioritized them over things like eating out and morning bagel runs and mindless shopping.

Our net worth is up month over month despite me feeling like we are barely scraping by (which I know, intellectually, we’re not). That is not something a “money failure” would be able to pull off! Plus we hit a milestone in our retirement accounts over this same time period that I was pretty happy to reach!

So, there is always an upside. And sometimes you just need to put in a pool to find it.

Kidding.

Mostly.

 

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3 Responses

  1. We really like our pool for what it’s worth, and have not found it to be a huge expense. However, cleaning and adding chlorine is a bit of a chore and does have some recurring costs (maybe $35 a month in chemicals, and $100 or $200 a year in parts for the pool/automatic cleaner). But in AZ in the summer, it’s pretty choice.

    As you noted, it comes down to the choices and priorities we make for ourselves. But I applaud and try to copy your recognition that we’re not really ‘struggling’ – it’s all self imposed, and we are spending/saving/investing because that’s what we choose.

  2. Andrea says:

    Welcome back! I love reading these, keep them coming.

  1. July 13, 2018

    […] Not, like, literally. But something hit me and it had to do with a conversation I had with my mom about money…Read More […]

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